I guess it is still “officially the holidays.” I can tell because lots of people are going to the malls now to get late presents (which are now “on sale” and cheaper). I can’t argue with that at all. We all still have bills to pay, and if you know that you are not going to see someone until after Christmas then why pay the higher price for it when you can just wait an extra day or so? I always say that the best way to make sure you don’t go over your budget is to simply make sure you pay “all” your bills for the month “first.” You KNOW you are going to forget about getting a present for somebody, but as long as your bills are already paid you can get something without fear of your electricity going off (smile). You also need to make sure you will have enough money left to pay for your “upcoming bills” at the start of the new year. If you got this far and still have a smile on your face then I think you are “safe.” A LOT of people stress out because they went out and bought things that they “know” they couldn’t afford. That is when it is always advisable to “budget and plan first.” If you get paid every week, then by all means take that into account. Know the dates that your bills are due, and “never” let your accounts go to a “zero balance.” If you plan smart, you can survive and be happy. Thank you for checking out my Daily Thought, and as always I wish you the very best that life has to offer.
The Emotions (“You got the best of my love” and “Boogie Wonderland” and Brett Jolly in concert.